Tennessee Medicare | Tennessee Life Insurance
Life Planning TN is a group of independent insurance brokers who will work with you to find the right health, life, and medicare insurance plans to protect your financial well being. We work with a number of carriers so that we can help you to shop rates without finding another agent each time you want to see new prices.
Tennessee Life insurance, including term life insurance, over 50 life insurance, and plans for estate transfer.
Helping you choose the best term life insurance.
Term life insurance comes in a number of formats, including no medical life insurance, and return of premium term life insurance.
We help you go over the options, find the plan that is the right fit for your needs, and make sure you're not spending too much for the coverage your family needs.
We also help you check rates through all companies, including Genworth, American General, Mutual of Omaha, Protective, Banner, Aviva and more so that you know you're getting the best deal for you.
To get started, fill out our form on the right for an instant on screen quote.
Tennessee Medicare plans, including medicare supplement and medicare advantage plans.
Tennessee Medicare Supplement plans from Blue Cross Blue Shield of Tennessee, Mutual of Omaha, and more.
Medicare supplement insurance is a type of Tennessee Medicare plan that supplements your Medicare part A and Medicare part B insurances and pays the deductibles and copayments that are left after Medicare pays their part. Once you have reached medicare age and began the process to apply for medicare, you'll see that the options available can be quite confusing, even after reading through the Medicare and You book, the sheer number of choices can be confusing. We pride ourselves on simplicity, showing you the right plans, explaining the difference between Medicare part F and G and N, so that you know why you're paying the premium and what you get with your plan.
To apply for Tennessee medicare supplement insurance or just to see current rates, use our form to the right.
Tennessee Medicare Advantage Plans, including PPO and HMO Medicare plans from Healthspring and BlueCross.
Medicare Advantage is the name Medicare part C is commonly known by that works like traditional major medical insurance. You opt to allow a private company to take over your care instead of having medicare as your primary insurance, and in exchange they provide additional services that medicare would not have provided, often times for no added premium.
BCBS of TN and Healthspring offer Tennessee Medicare Advantage plans in most counties in TN that have no added premium to medicare part B, but include your prescription drug coverage and add an out of pocket maximum, which is something that traditional medicare does not have. You cannot coordinate it with a medicare gap insurance, but most services are replaced by affordable set copay amounts, and you can use outside insurance to protect against the copayments for cancer or hospitalization for a lower fee than a traditional medigap policy would normally cost.
Rates and specific benefits for Tennessee Medicare Advantage cannot be shown on the site because of Medicare regulations, but if you send us a request above or give us a call, we'll help you check your doctors, get you all the plan information and make sure you're making the right choice.
Over 50 life insurance: helping you find the right coverage.
Those over 50 have specific life insurance needs that are not the same as a younger person who is seeking protection for loss of income.
Senior life insurance needs in particular can be very different from a younger person, because usually the intent of the coverage is no longer to prevent unforseen loss, but instead to be used as a part of estate planning to transfer funds to other family members, or coverage for the expense of burial and funeral.
There can be a great number of moving parts in Tennessee Life Insurance, and the options are staggering. One of the biggest issues is that agents tend to have a limited number of life insurance types and do not understand the options available, so they sometimes use unsuitable products and concepts simply because of lack of knowledge.
We understand your needs, and have solutions for every circumstance imaginable, from Universal Life to Whole Life, from LTC to Annuities, we can take care of all needs. We can help you to plan your estate transfer, prepay your funeral expenses, or protect your spouse from loss of income, and will do so with the right type of insurance, rather than pushing you into a product that does not fit your exact needs because we have limited options.
If you need help, have questions, or just want to know what you can do to protect your family from loss of your estate, please give us a call or fill out the form above so that we can get in touch to go over your options.
Individual Tennessee Health Insurance Plans for self employed, students, and families without group plans.
The best health insurance is always going to be the one that your doctor accepts that leaves you owing the least amount of copayments, while having the lowest premiums. We do all the health insurance comparison for you give you our suggestions, and assist you in the sign up process. You deserve quality service from your health insurance broker, and we do our best to answer all your questions so you know what you're getting.
Affordable Tennessee Health Insurance is possible to find!
Cheap medical insurance can be a nightmare if you end up with a poorly designed plan, but it is possible to find an affordable health insurance plan that will protect your family financially from a major loss, without breaking the bank.
To get a affordable Tennessee health insurance quote today, use our form to the right and see how much you can save.
We are here to help, anytime.
We are here to help with your personal financial protection needs, be it disability, long term care, mortgage protection, income protection, major medical insurance, medicare, or even just finding out if there are state programs you might qualify for that you did not know about.
If you need help or just have questions about any insurance products, please give us a call, email, or fill out our form above to get in contact with one of our agents. We will do our best to help you with whatever you need, even if all you need is someone to double check to make sure what you already have is the correct thing. We will not attempt to sell you anything if it does not improve upon what you have, or ever pressure you to buy in any way.