Tennessee Dental Quotes | Tennessee Dental
We offer dental from a number of carriers, but the creme of the crop are Spirit and Delta. UnitedHealthOne also has a great value plan. In any case, one of the best things you can do before you sign up for any dental insurance is make sure your dentist is in the PPO network if you're looking at Delta or UnitedHealthOne. Spirit is unique in that the indemity version does not have a network, so they pay at any dentist, no matter what insurances they choose to accept.
Spirit Dental
Spirit has no network requirements, can be used at any dentist, great benefits, and 1200 or 2000 annual maximum. There is no maximum age, it is usable after age 65, and they have the easiest online application process of any carrier. For individual I recommend them over any other carrier because of them not having a network requirement.
Spirit Dental and Vision - Spirit dental and vision is underwritten by Security Life, they offer indemnity and PPO dental coverage, along with Vision insurance for all ages.
Delta Dental
Delta is easily the best known carrier in the state, they have a great individual PPO network plan, but it does have a network so make sure your dentist accepts Delta PPO before signing up. It is a different network than the Delta Premier insurance that is usually given as a worksite benefit, and is not available for individual.
Delta Dental - Insurance for under 65, they offer a PPO dental coverage for individual and family, along with their group coverage offerings.
United Health One
United Health One, the individual division for united health care, has a great value ppo plan, it is around 10 dollars a month cheaper than the other plans if your dentist is in network. Again, it is a PPO network plan, so be sure that your dentist is in network before applying.
United Health One - offers a PPO dental that is one of the best values in the state, and vision coverage.
All the links above will allow you to view prices and apply online for their carriers, and if you have any questions or need help please give me a call at 866-314-2747 or email at brookjolley@lifeplanningtn.com anytime.